Certificate in Regulated Equity Release

How to become an Equity release adviser

CERER – Certificate in Regulated Equity Release Training Course

Clarity FT offers CeRER Training courses in The Certificate in Regulated Equity Release (CeRER).  CeRER is an FCA regulatory qualification that will allow existing CeMAP qualified mortgage advisers to give advice in equity release. Clarity FT is an LIBF accredited provider that offers short courses that work around you including Class based, Real Time (online) Webinars and Blended/distance learning (self-paced). We come highly recommended by all ours students and excel in what we do best, by simplifying complex information to help you achieve exam success.

CERER – How to become an Equity Release Adviser

To become an Equity Release adviser candidates must first pass a professional qualification such as The Certificate in Regulated Equity Release (CeRER®). CeRER® is the benchmark professional qualification for any candidate that wants to provide UK Equity Release advice. Equity release refers to circumstances when candidates over a certain age can release equity from their main residence to fund retirement or long term care without the need to sell their home. UK mortgages and Equity Release schemes are regulated by the Financial Conduct Authority (FCA), which requires all advisers to attain the relevant qualification before they can do so. CeRER®  is a London Institute of Banking and Finance Regulated Qualifications.

Framework (RQF) Level 3 qualification and is listed as an appropriate qualification recognised by the FCA. Candidates must already be CeMAP qualified (See here).

Beware of rogue training providers. Only use accredited providers to be sure that you receive the best training. Click here for details.

Skills and role of a regulated Equity Release adviser

An Equity Release adviser will recommend to their clients which is the most appropriate type of Equity Release scheme in order to fulfill their needs and circumstances. Advisers must use their skills and expertise to establish client affordability and suitability from a vast range of products.  Advisers can work as either an employed adviser and get paid a salary or as self-employed where they can charge a fee or receive commission from the lender.

Advisers role:

  • Meeting with clients to discuss their current circumstances to establish affordability and suitability.
  • Select the most appropriate scheme from the vast range available.
  • Explain complex financial information simplistically to clients.
  • Explain the features, benefits and risks of the products recommended.

Adviser skills:

  • Excellent communication skills, both verbal and written.
  • Honest, trustworthy and ethical.
  • Numerate.
  • Sociable and friendly.
  • Hardworking and diligent in order to keep their knowledge up to date.
  • Organised – Advisers must be organised in order to maintain adequate records in order to remain FCA compliant.

 

The Certificate in Regulated Equity Release (CeRER®) is a professional qualification for any candidate who wants to work as an Equity Release adviser. UK financial services are regulated by the Financial Conduct Authority (FCA). CeRER® is a London Institute of Banking and Finance RQF Level 3 qualification and is recognised by the Financial Skills Partnership. Candidates must be already CeMAP  qualified before they can complete the CeRER qualification.

Clarity FT is an LIBF accredited CeRER training provider.

LIBF Info

CeRER – The Certificate in Regulated Equity Release Training Course Information

The CeRER – Certificate in Regulated Equity Release is an additional qualification that will enable existing CeMAP qualified mortgage advisers to give advice in Equity Release. The CeRER meets the FCA regulatory requirements. It is a Level 3 qualification registered with Ofqual in the Regulated Qualifications Framework (RQF). The registration includes an exam fee of £220.00 and the awarding of the qualification on successful completion of the exam, this is payable separately and paid direct to the LIBF. To gain the CeRER qualification candidates must already be CeMAP (or equivalent) qualified.

The Equity Release module is assessed through a single 2-hour multiple choice exam, split into two units:

  • Unit 1 – Fundamentals of Equity Release: 50 multiple-choice questions (70% pass mark required)
  • Unit 2 – Equity Release Solutions: 3 case studies each with 10 linked multiple-choice questions (70% pass mark required)

The exam can be taken at over 150 Pearson VUE centres. The LIBF is now rolling out the ability to sit the professional exams via remote proctoring,  this enables students to sit their exams from the comfort and safety of their own homes.

Clarity FT is an LIBF accredited CeRER training provider.

Clarity Course

CeRER Training Courses – How Clarity FT run the course

At Clarity FT we offer short CeRER Training Courses that fit around you. Our CeRER training course takes you through each of the units carefully, breaking it down so simply so that even a novice will understand the concepts and material. The LIBF qualification can be achieved on completion of the training course. The course is run over 2 days (9.30am to 5pm), with no material left out.  We cover the 6 main topics thoroughly and simplistically, we also assess your knowledge throughout. The presentation is tutor led by a qualified tutors. We use examples, class interaction, images and  tried and tested techniques on how to remember the vast amount of information.  Students are provided with multiple choice mock style questions and email support until their exam.

We are proud to say that we have a 100% pass rate in CeRER to date. That is correct. Every student that has attended one of our real time courses have passed their exam. With exceptional students passing within 1 day of the course. We have perfected our delivery to ensure that our students pass with confidence.

Class based and Real time Webinar

Included in the CeRER course:

  • 2 day full presentation (9.30am to 5pm) delivered in class or via Cisco Webex in real time.
  • Presentation power point booklet (slide format in Hardcopy) and tutor led presentation
  • Daily test questions and/or appropriate handouts (Hardcopy)
  • Mock exams (if the exam is multiple choice based) (Hardcopy and online)
  • Whiteboards created during the presentation sent as printable PDF’s
  • Full aftercare support offered by e-mail direct to your tutor
  • Light refreshments, including microwave for general use (Class based)
  • Free parking for all students (Class based)
  • Pass guarantee (you are with us until you pass)
  • Find us.

Blended/distance learning

Clarity FT offers professionally created material, assessments and mocks that students work through at their own pace. The time frame is 3 months. Also included is:

  • Tutor support and guidance through the topics via email.
  • Presentation power point booklet (slide format in Hardcopy)
  • Test questions and/or appropriate handouts (Hardcopy)
  • Mock exams (if the exam is multiple choice based) (Hardcopy and online)
  • Whiteboards created during the Webinar presentation sent as printable PDF’s
  • Full aftercare support offered by e-mail direct to your tutor

Please click here for our prices.

Clarity FT is an LIBF accredited CeRER training provider.

Study Options

CeRER Training Courses

Clarity FT offer a variety of CeRER short courses that work around you, including Classroom, Online and Blended/distance learning courses. We come Highly Recommended.

Ways to Study

At Clarity Financial Training Ltd we are committed to offering you choice and convenience, so we have various study options to gain your LIBF qualification available for you to choose from.  At Clarity FT we offer CeMAP® distance blended learning, as well as DipFA® In-House training and DipPP® one-to-one. If you prefer the traditional classroom setting you can select this option. If you live some distance from London and cannot commit to the overnight stay try our other methods, either our on-line web tutor which is run real time, blended/distance learning or in-house (subject to minimum numbers) or if you prefer the personal touch have an exclusive one to one session. Click on the following and read for yourself which option best suits you. Find us.

We Offer the CeRER qualification via all study options:

Choose the solution that suits you. Book now.

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